USAA has quietly introduced a new credit card, the ‘Eagle Navigator’ into their portfolio. Interestingly, it’s not available on their official credit card page, and only select existing customers have been offered this card.
Now let’s take a look at how this card stacks up against others.
Key Features of the Eagle Navigator Card
Here’s a quick snapshot of what the Eagle Navigator Card offers:
| Feature | Benefit |
|---|---|
| Annual Fee | $95 |
| Earning Rates | 3x points on travel, 2x points on all other purchases |
| Bonus Points | 10,000 annual bonus points after booking hotel or car travel through the USAA booking portal |
| Other Benefits | $100 TSA PreCheck/ Global Entry Credit |
The Eagle Navigator Card seems to be primarily targeted at frequent travelers, offering higher point earnings on travel and a TSA PreCheck/ Global Entry Credit.
Comparing With The NFCU Flagship Awards
Upon comparison with the NFCU Flagship awards card, which has no annual fees, the Eagle Navigator Card might seem less appealing.
Especially when considering the APR, the NFCU Flagship card offers a rate of 10.99%, significantly lower than the Eagle Navigator Card’s 20+% APR.
My thought
As an industry expert, I notice that there are plenty of cards out there with a 2%+ earning rate and no annual fee.
This makes me question the value proposition of this particular card. It seems to me that unless USAA decides to up its game and offer more benefits, more lucrative earning categories, or even a big sign-up bonus, this card might struggle to compete in today’s market.
What do you think? Is the Eagle Navigator Card a good card option or is it not worth considering? Let me know in the comments below.
Thanks for reading and I’m looking forward to hearing your thoughts.
The Verdict
Given the limited information available, it’s hard to make a definitive judgment about the Eagle Navigator Card.
The high annual fee and APR might be a deterrent for many, especially when other cards offer similar benefits at a lower cost.
However, it’s worth noting that this card is currently being offered to a select few existing customers, suggesting that USAA might be testing the waters before a full-fledged launch.
It will be interesting to see if the card undergoes any changes based on customer feedback and market response.
Stay tuned for more updates on this and remember.
Please note that this is an initial review based on limited information. More detailed reviews will be provided as more information becomes available.
Your experiences and opinions are always welcome, so if you’ve been offered or have applied for the Eagle Navigator Card, feel free to share your thoughts with us.
