Punjab National Bank (PNB) and EaseMyTrip have come together to introduce a new travel-focused credit card, the PNB EMT Credit Card. This collaboration brings forth an offering tailored for Indian travelers, combining the financial reliability of PNB with the travel expertise of EaseMyTrip.
The objective of this article is to examine the features, benefits, and overall value proposition of the PNB EMT Credit Card, exploring how it stands to enhance the travel experience.

Key Features of the PNB EMT Credit Card
The PNB EMT Credit Card, a collaboration between Punjab National Bank (PNB) and EaseMyTrip (EMT), is designed to offer Indian travelers a variety of benefits and rewards tailored to enhance their travel experience.
Here are the key features of the PNB EMT Credit Card, encapsulating its main benefits and offerings:
- Annual Membership Fee: The card comes with an annual membership fee of Rs 2,000.
- Global Acceptance: It can be used across 100 countries, offering flexibility in international travel.
- Exclusive Offers: Cardholders can enjoy a range of exclusive offers including a welcome gift, cashback, discounts on bookings, airport lounge access, insurance coverage, fuel surcharge waiver, and a renewal fee waiver.
- Application Process: Customers can apply for the credit card through the EaseMyTrip website, the PNB India website, or the PNB ONE App.
- Contactless Payments: The card includes a wallet feature for secure and hassle-free contactless payments.
- Cashback: Offers cashback up to 4 transactions per card each month in categories such as flights, hotels, and holiday packages.
- Discounts: Provides a 10% discount on flight bookings, a 20% discount on hotel bookings, and a flat Rs. 125 off on bus bookings with a minimum order value of Rs. 500.
- Welcome Benefits: Includes a welcome gift voucher worth Rs 3,000, 300+ reward points on activation, complimentary visits to select domestic and international airport lounges, insurance coverage up to Rs 2 lakh for accidental death and personal total disability, and more.
- Insurance Benefits: Offers insurance coverage up to Rs 2 lakhs for accidental death and personal total disability.
- Fuel Surcharge Waiver: A fuel surcharge waiver of 1% is applicable for transactions between Rs 500 and Rs 4,000, with a minimum waiver of Rs 12.50 and a maximum waiver of Rs 250 per billing cycle.
How to Apply for the PNB EMT Credit Card?
To apply for the PNB EMT Credit Card, a travel-focused credit card launched through a collaboration between Punjab National Bank (PNB) and EaseMyTrip (EMT), follow these steps:
- Choose Your Application Method: You can apply for the PNB EMT Credit Card through multiple channels. These include the official EaseMyTrip website (easemytrip.com), the Punjab National Bank website (pnbindia. in), or the PNB ONE mobile app. Select the method that is most convenient for you.
- Prepare Necessary Documents: Before starting your application, ensure you have all the required documents ready. These may include:
- Your PAN Number.
- If you are an existing PNB customer, your account number.
- AADHAAR registered mobile number.
- Latest Income Tax Return (ITR) acknowledged by the IT Department for the last 2 years, if applicable.
- Statement of Account (SOA) for the last 6 months. Note: SOA is mandatory for new-to-bank customers.
- Last 3 months’ salary slips, if employed.
- ITR login credentials, though this is optional.
- Fill in the Application Form: Once you’ve selected your preferred application channel and have your documents ready, proceed to fill in the application form. You’ll be asked for personal details such as your name, contact information, PAN number, and more. Ensure all information is accurate to avoid any delays in processing your application.
- Submit the Application: After filling in all required fields and attaching the necessary documents, submit your application. Depending on the application method, this could involve clicking a submit button online or handing over documents to a bank representative if applying in person.
- Await Approval: Once submitted, your application will undergo a review process. During this time, the bank may contact you for additional information or clarification. Upon approval, your PNB EMT Credit Card will be issued, and you will be notified about how to collect or receive it
Conclusion
It is an entry-level credit card that is aimed at people who are looking for a simple way to travel and save at the same time. Even basic entry-level credit cards like Amazon Pay or Icici bank cards are better.