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My Credit Card Club.Com > Answers > How Does the REI Credit Card Cell Phone Insurance Work?

How Does the REI Credit Card Cell Phone Insurance Work?

The REI Credit Card provides reimbursement if your cell phone is stolen or accidentally damaged. To get coverage, you need to pay your monthly cell phone bill with your REI Credit Card.

Cell Phone Insurance With The Rei Credit Card How Does It Work

In the table below, you can see how much reimbursement you can expect if you file a valid claim:

Coverage Detail Amount
Maximum benefit per claim Up to $800
Deductible you pay $50
Maximum claims per 12-month period 2 claims
Maximum annual reimbursement Up to $1,000

Coverage starts on the first day of the month after you make a cell phone payment with your REI Credit Card. Review full details, but many common phones qualify.

If your phone is damaged or lost:

  1. File a claim right away
  2. Pay $50 deductible
  3. Receive reimbursement of up to $800, twice annually

So by paying your cell bill with your REI card, you gain peace of mind knowing you have backup coverage in case the unexpected occurs. Just contact the insurance administrator about filing a claim.

Dhiraj Jha

Dhiraj Jha is a credit card and travel expert at MCCC since 2020. He writes and updates card reviews and offers, helping readers maximize their travel rewards. He earns cash back and redeems points an

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