The REI Credit Card provides reimbursement if your cell phone is stolen or accidentally damaged. To get coverage, you need to pay your monthly cell phone bill with your REI Credit Card.

In the table below, you can see how much reimbursement you can expect if you file a valid claim:
| Coverage Detail | Amount |
|---|---|
| Maximum benefit per claim | Up to $800 |
| Deductible you pay | $50 |
| Maximum claims per 12-month period | 2 claims |
| Maximum annual reimbursement | Up to $1,000 |
Coverage starts on the first day of the month after you make a cell phone payment with your REI Credit Card. Review full details, but many common phones qualify.
If your phone is damaged or lost:
- File a claim right away
- Pay $50 deductible
- Receive reimbursement of up to $800, twice annually
So by paying your cell bill with your REI card, you gain peace of mind knowing you have backup coverage in case the unexpected occurs. Just contact the insurance administrator about filing a claim.