The credit limit on a Scapia card isn’t fixed and varies depending on the applicant’s creditworthiness, income level, and existing relationship with the bank.
Some users have reported being accepted with credit limits as high as ₹2,82,450, while others have gotten a limit of 6.82L.
Southern_Jellyfish67 Reddit users have reported being accepted with a credit limit of ₹6.82L, while others have been granted limits up to 12L. The best way to find out your credit limit is to apply and wait for approval.
This flexibility in credit limit makes the Scapia card an appealing option, especially for those who foresee making high-cost purchases or transactions.
For instance, if you’re planning a trip abroad and want to buy expensive items like the latest iPhone, a higher credit limit can come in handy.
Scapia card is a zero forex charge, which can be a boon for those who travel internationally or make international transactions frequently.
This feature was a key factor for many users who chose to apply for the Scapia card, especially in light of recent uncertainties surrounding international transactions on other cards like the Niyo Global SBM Debit Card.
How to contact Scapia Federal Credit Card customer care?
Need some help with your Scapia Federal Credit Card?
We’re here to guide you through the process of reaching out to their customer care.
- Call the Helpline: The quickest way to get in touch is by calling their Grievance Resolution Helpline at 080-48675100. This line is staffed with friendly folks who are ready to assist you.
- Send an Email: If you prefer to write down your concerns, you can send an email to grievance@scapia.cards. Make sure to include all relevant details so they can help you in the best way possible.
- Write a Letter: Want to go old school? You can send a letter to The Federal Bank Ltd, Operations Department, located on the 2nd Floor of Parackal Towers, Parur Junction, Aluva, Ernakulam, Kerala, India, 683 102.
- Escalate Your Concern: If you’re not satisfied with the response from the regular channels, don’t worry. You can escalate the issue by sending an email to ccnodaloffice@scapia.cards.
- Reach Out to the Bank: Still need more help? You can reach out directly to the bank at support@federalbank.co.in.
- Contact the Grievance Redressal Officer: If your issue still isn’t resolved, you can reach out to Ms. Shalini Warrier, the Executive Director at CEO’s Secretariat, The Federal Bank Ltd, located in Federal Towers, Aluva, Kerala. You can fax her at 0484-2626366.
All you need to do is follow these steps. Remember, everyone at Scapia Federal Credit Card is available to assist you, and they want to make sure your experience is as smooth as possible.
Conclusion
While there isn’t a set maximum credit limit for the Scapia card, it’s evident that the card offers relatively high limits compared to other cards in the market.
As always, the exact limit you receive will depend on various factors, including your credit score, income, and relationship with the bank.
