If you’re a frequent traveler and a fan of British Airways, you might be interested in the opportunity to earn up to 125,000 Avios points.
In this guide, we’ll take a deep dive into the details of this card, its benefits, and how to make the most out of your Avios points.
Let’s explore more about this offer and see if it’s the right fit for you.
What is the current offer on the Chase British Airways credit card?
Chase is offering a generous bonus of up to 125,000 Avios points on the Chase British Airways card.
Here’s how it works:
- You’ll earn 75,000 Avios points after spending $5,000 within the first three months of account opening.
- You can earn an additional 50,000 Avios points after spending $20,000 within the first twelve months of account opening.
This offer can be accessed directly via the British Airways, Aer Lingus, or Iberia websites.
It’s important to note that this offer may seem attractive due to its high point value, but it does require a significant amount of spending. Let’s compare this offer with some previous ones:
| Offer | Spend Requirement | Bonus Points | Time Period |
|---|---|---|---|
| Current offer | $5,000 + additional $15,000 | 75,000 + 50,000 | First 3 months + 12 months |
| Previous offer 1 | $5,000 | 100,000 | First 3 months |
| Previous offer 2 | $5,000 | 75,000 | First 3 months |
| Previous offer 3 | $20,000 | 100,000 | First 12 months |
As seen in the table, the current offer requires a higher spend for the same or fewer bonus points compared to previous offers.
This might not be worth it for most people due to the high spending requirement. Therefore, we won’t be adding this to our list of the best credit card bonuses for now.
But if you’re a frequent spender or traveler who can easily meet these spending requirements, this offer could still be a good opportunity to earn a substantial amount of Avios points.
Card Details
The Chase British Airways card is packed with features that can benefit frequent travelers, but it’s important to understand all the details before deciding if it’s the right fit for you.
Here’s a breakdown of the key elements:
1. Annual Fee: The card comes with an annual fee of $95. This fee isn’t waived in the first year, so you’ll need to factor this cost into your budget.
2. Chase’s 5/24 Rule: Chase’s 5/24 rule is in effect for this card. This means that if you’ve opened 5 or more credit cards across all banks in the past 24 months, you might not be eligible for this card.
3. Earning Avios on Different Purchases: The Avios earning rates vary depending on the type of purchase:
Type of Purchase
Avios Earned per Dollar Spent
British Airways purchases
3 Avios
All other purchases
1 Avios
This means you can earn more Avios when you use your card for British Airways purchases compared to other purchases.
4. Chase’s Offer Matching Policy: Chase generally matches offers. If you see a higher bonus offer within 90 days of opening your account, Chase might match it if you let them know.
Designed for frequent British Airways travelers who can meet the spending requirements. Consider your spending habits and travel preferences before you apply.
Eligibility for the Offer
This offer is available to anyone who does not currently have the Chase British Airways card and has not received a new card member bonus for this card in the past 24 months.
To qualify for the 75,000 bonus Avios, you need to make $5,000 in purchases within 3 months of account opening. For the additional 50,000 bonus Avios, you need to make a total of $20,000 in purchases within 12 months of account opening.
Purchases exclude:
– Balance transfers
– Cash advances
– Traveler’s checks, foreign currency
– Money orders, wire transfers, or similar transactions
– Lottery tickets, casino chips
– Race track wagers or similar bets
– Any checks that access your account
– Interest, unauthorized or fraudulent charges
– Fees of any kind, including applicable annual fees.
It's also important to note that according to Chase's 5/24 rule if you've opened 5 or more credit cards across all banks in the past 24 months, you may not be eligible for this card.
Before applying, ensure you meet these conditions and that you can comfortably meet the spending requirements without straining your budget.
Additional Benefits of Chase British Airways card
The Chase British Airways card offers a suite of benefits that can enhance your travel experience and provide value beyond Avios earnings.
Here’s an overview:
1. 10% Discount
As a cardmember, you’re entitled to a 10% discount on new bookings made for travel on flights operated by British Airways from the US to London and beyond.
You need to pay in USD with your British Airways Visa card to avail of this offer.
2. Travel Together Ticket
If you spend $30,000 in a single calendar year on your British Airways Visa Card, you receive a Travel Together Ticket.
This ticket can be used to book a companion ticket or to get a 50% discount on the Avios redemption cost when traveling solo.
3. Reward Flight Statement Credit
You’ll receive a statement credit of up to $200 per booking for taxes, fees, and carrier charges paid in full using your British Airways credit card when redeeming Avios for a reward flight on British Airways.
You can pay for the taxes, fees, and carrier charges for flights using Avios. This must be done through the British Airways Executive Club Contact Centre.
5. Redeeming Avios
Avios can be redeemed for reward flights on British Airways and its airline partners to over 900 destinations worldwide. Partners include Alaska Airlines, American Airlines, Aer Lingus, Cathay Pacific, Finnair, Iberia, Japan Airlines, LEVEL, Malaysia Airlines, Qantas, Qatar Airways, Royal Jordanian, Royal Air Maroc, and S7 Airlines.
6. Avios Don’t Expire Program
Your Avios won’t expire as long as you remain an active member of the Executive Club Program.
You maintain your active status by having an eligible flight, earning Avios by using your British Airways Visa Signature Credit Card for purchases, or otherwise earning Avios in accordance with the Executive Club Program terms and conditions.
Conclusion
The Chase British Airways Visa Signature® Card offers a chance to earn up to 125,000 Avios.
With a generous reward structure, you can accumulate Avios on every purchase for flights, hotel stays, and more. Your Avios won’t expire with activity maintained every 36 months.
However, consider the spending requirements for the full bonus. These benefits are ideal for frequent flyers who comfortably meet these thresholds.
Maximize your travel rewards with the Chase British Airways Visa Signature® Card.
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